Table ( 7 )  Account III.1 : Capital account  Financial corporations  S. 12   (In million saudi riyals) 1999 2000 code Transaction   Resources   Use   Resources   Use B.8n Saving , net   21,987   22,467 P.51 Gross fixed capital formation 2,975   5,949   K.1 Consumption of fixed capital -1,156   -834   P.52 Changes in inventories 663   71   P.53 Acquisitions less disposals of valuables 0   0   K.2 Acquisitions less disposals of non-produced non-financial assets 0   0   D.9 Capital transfers, receivable   4   199 D.9 Capital transfers , payable   -9   -250 B.9 ( - ) Net lending ( + ) / net borrowing   19,501   17,230   B.10.1 Changes in net worth due to saving and capital transfers   21,982   22,415